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Wage theft for construction and trades workers — how to spot it and document it

Published July 20, 2026

The short answer

Construction has more layers than almost any other job — a general contractor, subs, sub-subs, labor brokers — and every layer is a place your pay can get thinner. When you're not sure exactly who your employer is, it's hard to know who owes you, which is exactly why your own record matters.

Misclassification is the industry's signature problem. Getting handed a 1099 and called a 'subcontractor' when you show up to a site, use the crew's tools, and take orders like an employee can strip out overtime and shift taxes and insurance onto you. Cash-in-hand pay is common too — and while cash spends fine, when there's no pay stub there's no record, so a boss can later claim you worked fewer hours or were paid more than you were. On public or funded jobs there are often 'prevailing wage' requirements, and a common trick is paying below that rate, misrecording your job classification, or not paying the required fringe amounts.

The everyday shortfalls are familiar to anyone on a crew: unpaid time loading up, driving to the site, or waiting for materials; hours shaved off the timesheet; the last check that never comes when a job wraps or a sub disappears; and long weeks with no overtime because you were told you're a 'contractor'. Because the work is physical and crews are close, retaliation — being sent home, taken off the schedule, or threatened — after asking about pay is a real risk, and it belongs in your notes.

rippedoffworker is not a law firm and won't tell you whether you were misclassified or owed prevailing wage. What it does is let you log your hours, your pay, who ran the crew, and what you were promised, so a dated record survives even when a sub vanishes.

Common ways this job gets underpaid

These are the usual patterns for this line of work. The exact rules and any dollar amounts depend on where you work — see your state’s page and the U.S. Department of Labor below.

  1. 1099 misclassification

    Being called a subcontractor while working like an employee.

  2. Cash with no record

    Cash pay that leaves no proof of hours or rate.

  3. Prevailing-wage shortfalls

    Underpaying the required rate, misrecording your classification, or skipping fringe amounts on public jobs.

  4. Unpaid travel and wait time

    Loading, driving to site, and waiting for materials not paid.

  5. Shaved hours

    Time trimmed off the timesheet.

  6. The vanishing final check

    A sub or broker disappearing before paying you.

  7. Unpaid overtime

    Long weeks unpaid because you were labeled a contractor.

  8. Retaliation

    Being sent home or dropped from the crew after raising pay.

What you can do

  1. 1

    For each job, record the site, who hired you, who ran the crew, and how you were classified (W-2 or 1099).

  2. 2

    Log daily start and finish, plus travel to the site, loading, and waiting time.

  3. 3

    Note whether you were paid by check or cash, and keep any stub or record you do get.

  4. 4

    Write down your agreed rate and, on public jobs, the classification you were told applied.

  5. 5

    Record days a sub or broker still owes you, and the promised payday.

  6. 6

    Keep photos of the site, texts about hours or pay, and any daily sign-in sheets.

  7. 7

    Track long weeks and whether overtime was paid.

  8. 8

    If you're sent home or taken off the schedule after asking about pay, record it.

Where the exact rules matter: the specifics — figures, thresholds, deadlines, and which rules apply — vary by state and by your situation. Check them with the U.S. Department of Labor (dol.gov) or your state labor department rather than relying on a number from anywhere else.

In plain terms

1099 vs W-2
How you're classified for pay and tax. Doing employee-type work on a 1099 may be misclassification.
Prevailing wage
A required minimum pay rate (and fringe amount) on many public or funded jobs.
Labor broker
A middleman who supplies crews — sometimes blurring who your real employer is.
Fringe
The benefits portion of a prevailing-wage package.
Misclassification
Being treated as a contractor when the law may treat you as an employee.

Where rippedoffworker comes in

The guide tells you what to do — the app does it with you.

rippedoffworker helps workers of every kind — hourly, salaried, gig and contractor, and commission-based — log the hours, pay, and treatment as they happen. It builds a dated record over time: unpaid or underpaid wages, missing gig or commission earnings, missed breaks, off-the-clock work, and mistreatment or retaliation — soyour own figures and the pattern behind it are organized in one place, ready to take to the people who can help.

rippedoffworker is a record-keeping tool, not a law firm, and does not give legal advice. Any amounts are arithmetic on the figures you entered — apparent, not a guaranteed or legally determined amount.